Why Care About The Uninsured?
Over 45 million Americans uninsured and counting
As health care reform discussions intensify and legislation is being prepared for debate, Cover Missouri is increasing the number of bulletins distributed for the next few weeks and making regular updates to
www.covermissouri.org to keep you informed.
Much of the health reform discussion is focused on providing coverage for the uninsured. If you have insurance, why should you care about expanding coverage for the 729,000 Missourians without insurance?
Your insurance premium and medical bills are higher because of uncompensated care, the unpaid cost of health care services provided to the uninsured. Interesting facts related to uncompensated care include:
- Approximately $14.1 billion in uncompensated care was shifted to insurance premiums in 2008.
- A 2005 report estimates insurance premiums in Missouri were $291 higher for a family with employer-sponsored insurance due to uncompensated care.
People across the country are afraid of rising health care costs and their ability to maintain health coverage. One recent survey found almost 10% of participating small businesses were likely to drop their health coverage next year. As the recession continues, many are losing their jobs and their health insurance.
The lack of health coverage affects all Missourians, either directly (by being uninsured) or indirectly (through increased insurance premiums).
Significance of Missouri's Uninsured
Learn more about health care in Missouri